Why does one need a senior health insurance cover?

With old age comes a lot of health concerns. But worries can be put at ease if one has a good health cover. A senior health insurance covers pre and post hospitalization, emergency ambulance service, and day care among others.

Which are the factors which are included in senior citizen health insurance?

Pre and post hospitalisation, in-patient treatment, domiciliary treatment are some of the factors covered under health insurance.

Which are the factors that are not covered under senior health insurance?

Some of the major exclusions of most of the policies are:

  • Cosmetic surgery
  • Dental Treatment
  • Aesthetic treatment
  • Plastic Surgery
  • Weight Reduction procedures
  • AIDS/ Sexually Transmitted Diseases (STD)
  • Stem Cell Procedures
  • Robotic Surgery

Which is the best health insurance for senior citizens?

The key test findings on various parameters are available in January 2019 magazine. Please watch out for top performers as well as value for money.