Travel cards give you freedom from carrying cash on an international trip, however there are some operational guidelines of how to use a travel card. What all dos and don’ts to follow on a foreign land so that the memories that are carried back home are pleasant only.
- Treat this card like cash
- Keep a photocopy of the front and back of the card for quick reference.
- If the card is stolen or lost, contact the customer care of your bank immediately and block the card. The bank will take earliest steps to issue you a replacement card after deducting charges.
- When you need to destroy the card, cut it into pieces before throwing it away.
- Do not use the card with wrong PIN more than three times; the card gets blocked automatically.
- Do not swipe the multi-currency card at terminals that show the transaction value in Indian rupees.
- This card should not be normally used towards temporary charge blocks such as paying deposits at hotels, hiring of cars, etc.
- Do not use your card at merchant outlets that opt for dynamic currency conversion (DCC) at the time of settlement of bills because you will end up paying a currency-conversion cost.
Points to note :
- This card is not valid in India, Nepal and Bhutan.
- It cannot be issued for non-travellers.
- Only some banks offer lost card liability insurance. (Stay safe by reporting loss of card or any fraudulent transactions immediately.)
- Cross-currency fee of 3–3.5 per cent plus service tax is levied if you transact in a currency other than those available.